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But it won’t wait long. Take the next step toward home right now.

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My passion is to take a client that didn't believe they could own a home and make them believe!! To help customers achieve the American dream is so fulfilling. I'm not just a loan officer. I am a person who cares about each and every client. My goal has never been to just close a loan but to have a client for life. I achieve this with great customer service, knowledge, honesty, hard work and trust.


  • Conventional
  • VA
  • FHA
  • USDA
  • One time Construction loan
  • bank statement program
  • Down Payment assistance programs
  • And many more.


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FINANCE TOOLS

Mortgage Calculator

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Refinance Calculator

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THE HOME LOAN MORTGAGE AGENT YOU CAN TRUST

My passion is to take a client that didn't believe they could own a home and make them believe!! To help customers achieve the American dream is so fulfilling. I'm not just a loan

       officer. I am a person who cares about each and every client. My goal has never been to just close a loan but to have a client for life. I achieve this with great customer service, knowledge, honesty, hard work and trust.


  • Conventional
  • VA
  • FHA
  • USDA
  • One time Construction loan
  • Down Payment assistance programs
  • And many more.
  • Licensed in: TX, FL, OH, LA, AR, AZ, MI, GA,KY, OK, MS.


My passion is to take a client that didn't believe they could own a home and make them believe!! To help customers achieve the American dream is so fulfilling. I'm not just a loan officer. I am a person who cares about each and every client. My goal has never been to just close a loan but to have a client for life. I achieve this with great customer service, knowledge, honesty, hard work and trust.


  • Conventional
  • VA
  • FHA
  • USDA
  • One time Construction loan
  • bank statement program
  • Down Payment assistance programs
  • And many more.


18

Years of

experience

DON'T JUST TAKE MY WORD FOR IT

What Customers & Realtors Say About

Janette "JLOAN" Holland

“Greatness. If you’re on the fence, hop off.  Janette is the one for you.  Smooth sailing...so KNOWLEDGEABLE.  I’d recommend to anyone searching for property.

Jim C.

“My overall experience was great. This was my first time purchasing a home and Janette made this the easiest experience and process that I have ever had. If I buy another home I would definitely go through Union Home Mortgage."

Tiffany M.

“We refinanced our house two years ago with Janette and Union Home and it was such a smooth experience that I actually looked forward with excitement when the rates dropped to do it agin rather than with the dread taht I used to feel, particularly being self-employed. Thank you, Janette!

Amy P.

“Great experience refinancing from start to finish. Janette was always available to contact and answered all our questions quickly. The whole process was very smooth and I would highly recommend to anyone."

Mark F.

“We were very hesitant in starting our home buying process, but UHM associates made this the BEST experience ever."

Natasha W.

“I have already recommended friends and family to Janette."

Jan S.

“Janette was beyond wonderful! She helped us all the way through getting our mortgage loan approved! She answered texts, calls and was very knowledgeable and helpful!

We couldn’t have done it without her and we’re so glad we chose her! Thank you again Janette!"

Tati A.

“The overall experience was great. Janette promptly answered any questions we sent her way and explained everything so it was easy to understand. There were a couple of things that popped up that were out of her control and she went abover and beyond to ensure everything worked out for us."

Jonathan C.

“Overall great experience! Speedy process and great communication and professionalism."

Steven N.

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